Credit Repair Cloud Review 2023: Best Credit Repair Software?

Updated: March 28, 2023

Written by Eddy Ballesteros

Have you thought about starting a profitable credit repair business but don't know where to begin? Well, Credit Repair Cloud might be the answer to all your problems.

Before I started, this helped me get started in credit repair as a side hustle. So, whether you have an existing business or are looking to use Credit Repair Cloud's software, keep reading.

We know that there is other software out there claiming they are the best, but in this review, you'll see why Credit Repair Cloud is the Best Credit Repair Software to start, grow and scale your credit repair business.

Best Credit Building Software

Credit Repair Cloud

Credit Repair Cloud

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Credit Repair Cloud allows you to start a profitable credit repair business and easily send out dispute letters to your clients.

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Believe me. It can turn out to be a great business idea. Once you go through this article, you'll learn how to launch an income-generating home-based credit repair business.

Credit Repair Cloud Overview

Update: Credit Repair Cloud 2.0 Launched and now offers more features.


  • Send out letters via CloudMail
  • Automate your business with Zapier
  • Build a recurring CRO business
  • Import credit reports FAST


  • It still requires hard work
  • It can be stressful due to credit laws


This Credit Repair Software is best for beginners and experienced professionals. We have been using CRC for over a year, and it hasn't failed us yet!

Credit Repair Cloud Payments I Received

Now you may be asking yourself… Why should you trust me, and how do I know about Credit Repair Cloud or starting a credit repair business?

In 2019, my partner and I started a credit repair company called MyCreditCaffeine, which is incredibly easy to start!

We use Credit Repair Cloud software for certain features and to manage our entire business and automate about 80% of our work.

So I truly love the credit repair cloud software app, as the program got me out of my 9-5.

Credit Hero

So enough about me, let's dive straight in and see what Credit Repair Cloud is all about, who founded the software, and how credit repair businesses can benefit you and others.

What Is Credit Repair Cloud?

Credit Repair Cloud

Credit Repair Cloud is a credit repair software that allows you to start, grow, and scale a business from your home or office. 

This software allows you to easily upload credit reports with a click of a button and lets you send out dispute letters in bulk to the credit bureaus, saving you hours and labor.

Without Credit fixing software, We would have probably needed to hire a dispute processor and admin support, which would have allowed us to save money and scale even faster.

It works in collaboration with any Customer Relationship Management (CRM) system and helps you fix the credit of companies and individuals while earning an extra revenue stream.

Credit Repair Business
FREE TRAINING: Start A Profitable Credit Repair Business FREE TRAINING: Start A Profitable Credit Repair Business
  • 3-Step Credit Repair Business Process
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Credit Repair Cloud (Based in Los Angeles) is in the Inc. 5000 and 4.9/5 Stars with TrustPilot. For those that do not know, Many credit repair companies use this software to repair bad credit.

Credit Repair Cloud Reviews

Who Is The Founder Of Credit Repair Cloud

Daniel Rosen developed the first Credit Repair Software in 2002 (Credit-Aid) in Silicon Beach, California, after pulling his hair out trying to repair his own credit.

Daniel Rosen Site

He knew there was a need for this type of credit report software, which allowed him to become the biggest credit repair software in the industry.

There are thousands of happy clients and users, and no one can question its excellence.  Moreover, it redefines the billion-dollar industry and is one of the world's most successful credit repair software services.

They have an awesome office in Los Angeles, California, and many credit heroes work from home.

Stick around, and I will share some more interesting and useful information.

Who Is Credit Repair Cloud Made For?

When my friends and colleagues ask me why I started this side hustle, I always tell them the same thing. I was tired of seeing creditors and lenders take advantage of people, and I knew I could learn the process and help others fix their credit.

When I was introduced to credit repair cloud's all-in-one solution, I informed my business partner, and he had the same mindset as me.  

So we started the company with less than $1000 and began using Daniel Rosen's training resources. We set up the company, bought our insurance, set up our website, and both worked from home until we could get an office and hire a sales rep.

  • Realtors
  • Loan officers
  • Mortgage Brokers
  • Car sales
  • Entrepreneurs
  • Financial Counselors

Real Estate & Car Sales Field: 

If you are a realtor, then you could benefit from this software since you work in the field of helping buyers and sellers with their homes. Your client will need a good credit score to refinance or purchase a property.

When your client doesn't get approved, you will be able to fix their credit score and get them back on the closing table. The same thing goes for car sales reps. 

You want your client to get approved for the lowest interest rate and serve your potential customers with amazing service.


This falls into where I started. Anyone can get this business to grow, even if you're a beginner. I was working my 9-5 and had brought up the idea to a good buddy of mine that we could start to fix credit and help others financially.

We didn't hesitate to say yes and got the business going. We took Credit Repair Cloud's Credit Hero Challenge and never looked back.

Credit Repair Cloud Reviews

Just as I have already mentioned that anyone can do it. You just need to learn the process and the technical skills and read the laws in your state. 

How Much Does Credit Repair Cost?

Credit Repair Cloud Pricing

Credit Repair Cloud offers simple no-contract pricing starting at $179 per month. Their highest plan can go to $599 per month.

Credit Repair Cloud Pricing

Start Plan: $179/month

Being the cheapest plan to start and the best plan to start off with.

  • Add up to 3 employees.
  • Access to core features to train you.
  • Unlimited storage and affiliates.
  • Up to 300 active clients.
  • All dispute letter templates.

Grow Plan: $299/month

Best for users who need more active clients

  • Option to add up to 6 employees.
  • Serve up to 600 active clients.
  • All core features.

Scale Plan: $399/month

Perfect for those who are scaling fast

  • Option to add up to 12 employees or team members.
  • Unlimited affiliates, leads, and storage
  • All the core features
  • Easily provide service to up to 1200 paying clients

Enterprise Plan: $599/month

Those who are successful in the stage of your business

  • You can add up to 24 employees or team members.
  • Unlimited storage, affiliates, and leads
  • Incredible part! You can provide services to a maximum of 2400 high-paying clients.
  • And of course, all the core features are also included in this package.
What Credit Repair Cloud Plans Include

Credit Repair Cloud Training

Daniel Rosen has created some amazing training to get you started from $0 to hero with credit repair, and the best is that it can be pretty affordable for courses.

Credit Repair Cloud training programs:



Credit Hero Challenge

It is a 14-day course with many features like course certification and insights into previous success stories.

What comes included:

  • 14-days of Credit Repair Business Training
  • Fast Track Credit Repair Business Plan
  • Credit Repair Business Workbook
  • Unfair Advantage
  • Credit Repair Cheat Sheets 
  • Bonus: Credit Repair Certifications
  • Bonus: 7 figure millionaire case studies
Credit Hero Challenge



Credit Repair Cloud Masterclass

Before going through this wildly profitable business, you can watch the credit repair cloud masterclass and learn why you can start this business without the big overhead costs. Daniel Rosen goes into complete detail on how you can start a credit repair business.

Credit Repair Workshop



Credit Repair Cloud Free Trial

When you sign up for credit repair cloud using my affiliate link, you get 30 days to try it out and see if it's a good fit. Plus, my bonuses when you sign up!

Credit Repair Software Free Trial

Credit Repair Cloud also updates its current programs and training protocols so we can always stay up to date with any credit repair laws. Another reason this software is amazing for the new and current users of the software.

New Credit Repair Cloud 2.0 Update

Did you hear about the new 2.0 update? Daniel and his team have updated the software and made automating your credit repair services easier.

Here's a quick overview of all the new updates, including built-in credit monitoring services:

  • New user interface and sleek design
  • Sent mail using Cloud Mail
  • Process hundreds of letters
  • Newly updated dispute wizard
  • Track letters in real-time
  • Address verification is now included
  • Batch print letters
  • Use CreditScoreHero for credit monitoring
  • Streamlined sales process
  • Credit audit has a brand new design

That's the main 2.0 updates, and I'm so excited for you to try them out. You can also watch the recent YouTube video from Daniel on this update.

How Much Money Can A Credit Repair Specialist Make?

How much can you make as a credit repair business or agent? The industry standard is typical $79-$99 monthly per client.

You can make a great living with 50-100 clients with an average salary of $60,000-$100,000.

We charge $99 a month with a $79.99 start-up fee. (Never charge your clients until you send out the first round of letters.)

Want to see how much money you can make? Check out this calculator to see what your profits will be! 

See How Much You Can Earn Today With This Credit Repair Calculator

Credit Repair Cloud Pros & Cons

Even though I use this software for our business, I'd like you to know some things that could need some work or some of the pros and cons.


  • It is a 100% legit business and has secured a prominent place in securing the financial career of thousands of people.
  • If you remain determined, you can easily make $10,000-$20,000 per month.
  • No prior experience is required.
  • Free Trial.
  • Updated Training.


  • It is not a get-rich-quick scheme, so you must spend some time learning the skill. Great thing is that you can get free courses whenever you want.
  • You need to spend some money to enter this business and invest in the goal. We were able to start off with $500 total and grew organically.
  • In this business, you have to handle the credit reports very carefully.

Do I Recommend CRC?

I recommend this product if you're ready to hustle and help others in ways you could not imagine.

Getting a message from a client saying they can finally refinance or buy the car they wanted is the best feeling and never gets old. Credit Repair Cloud is only software, so you still need to learn the laws and, most important, FCRA.

Credit Repair Cloud Integrations

Credit Repair Cloud can integrate with hundreds of apps using Zapier. Zapier allows credit repair cloud to connect or link with other software you use in your business, such as Active Campaign, CRM, and Sales Funnels.

Credit Repair Cloud Zapier

Credit Repair Cloud Bonuses

When you sign up using my affiliate link, I will provide you with amazing bonuses!

Here's what you get when you sign up for Credit Repair Cloud.

1on1 Coaching Call

We will hop on a coaching call via zoom or over the phone to go over some credit repair methods that you can utilize.

Social Media Ad Templates

I will create a few social media templates through Canva completely for FREE.

Help you Find 5 Clients

I will guide you with finding 5 clients to sign up for your new credit repair business using my favorite non spammy methods.

Credit Heroes Most Asked Questions:

What is the best credit repair software for professionals?

Credit Repair Cloud has been updating and always places the user first.

Through my dedicated research and as a credit repair business owner myself, I believe Credit Repair Cloud is the best credit repair software for professionals.

What to look for in your credit repair software search:

  • Bulk disputing
  • Dispute letter templates
  • CRM & integrations
  • Active support team

Do I need a Credit Repair Certification or license to start?

No, as of right now, you do not need any certifications or licenses, but getting the proper training through organizations such as the Credit Hero Challenge is recommended.

Our Top Pick
Credit Hero Challenge Credit Hero Challenge
14-Day Credit Repair Business Training

The Credit Hero Challenge will help you start your very own credit repair business! A complete course you can't miss out on.

We earn a commission if you make a purchase, at no additional cost to you.

Is Credit Repair Cloud Legit?

Yes, this software is completely legit, and I've been using this for my business every day. All you need to do is really go through all the free training the company offers or take their paid courses. 

On top of that, Credit Repair Cloud offers you a free 30-day trial, and you can cancel anytime.

Is There A Credit Repair Cloud Phone Number?

To speak to Credit Repair Cloud's team, contact customer support at 800-944-1838.

Wrapping Up the Credit Repair Cloud Review

Starting your own credit repair business can be very profitable, especially with software like Credit Repair Cloud. Anyone in the credit repair industry can run their own online business with this tool.

If you start this, you need to be ready to get a lot of "no's" and a lot of people calling you a scam because of people who ruined the industry.

The first step to success is building a brand and trust with your audience. So don't forget to help as many clients' credit as possible and leverage all the tools in your arsenal.

Credit Repair Cloud Infographic

Credit Repair Cloud Infographic

About the Author

Eddy is an AI, SEO, and personal finance blogger who uses and tests products to help others improve their lives through AI and financial literacy. With years of experience in online business, he deeply understands the latest AI and SEO trends. Eddy is also well-knowledged in personal finance and committed to sharing his knowledge and expertise with his readers.